top of page

Publication Date

08 July 2025

DOI

Authors

Mariana Cunha e Melo

Summary

Discover 'Pix: The new gold standard for Fast Payment Systems,' a comprehensive study detailing Brazil's revolutionary digital payment system. Explore Pix's unprecedented economic impact on Brazil, driving massive financial inclusion and transforming market competition by becoming the most utilized payment method nationwide, surpassing even cash. This research provides an in-depth global comparative analysis of Fast Payment Systems (FPS) worldwide, highlighting Pix's groundbreaking performance in transaction volume per capita and value-to-GDP rates against systems like UPI, NPP, and PromptPay. Learn why Pix is deemed the 'new gold standard' for future global payment ecosystems, attributing its success to strong Central Bank leadership, a unique 'One Platform Approach,' and a generative architecture that enables payments anywhere, to anyone, for anything, at any time, in an instant - all the while showcasing robust security and sustaining an incredibly low fraud rate. This study offers key insights for jurisdictions aiming to replicate similar success in enhancing financial efficiency and innovation.

Full publication

bottom of page